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EU AI Act compliance checker

Ten questions about the AI your company uses or sells, and the EU duties that come with it: your risk class, what applies today, what follows and the ceiling of a fine.

Result at once, no e-mail address

  1. 1. Do you or your staff use AI tools such as ChatGPT, Copilot or Gemini at work?
  2. 2. Does a chatbot or AI assistant talk to customers, on your site, in an app or on the phone?
  3. 3. Do you create and publish images, video or voices with AI that look or sound real?
  4. 4. Do you publish AI-written text on matters of public interest without a person reviewing it?
  5. 5. Does AI select, rank or assess job applicants or CVs?
  6. 6. Does AI decide or advise on promotion, dismissal, tasks or the performance of employees?
  7. 7. Does AI assess people's creditworthiness, or price life or health insurance?
  8. 8. Does AI decide on admission to education, or grade exams and learning outcomes?
  9. 9. Does a system infer the emotions of employees or students, from camera, voice or text?
  10. 10. Do you sell an AI application yourself, or put one on the market under your own name?
Size of your company

SME: fewer than 250 people and at most EUR 50 million turnover or EUR 43 million balance sheet. Small mid-cap: just above that.

EUR

For the ceiling of a fine. Left empty, the checker uses the fixed amount.

Your highest risk class

Minimal

You use AI with minimal risk. The only duty is AI literacy, and it already applies.

1 duty applies now.

  • applies now

    AI literacy (Article 4): whoever works with AI knows what it can do and where it goes wrong. Since the AI Omnibus the law sets no fixed level; a short internal agreement on which tools you use and how is the simplest way to show it.

Fine for wrong information to an authority, at most
EUR 7,500,000

Ceilings from Article 99. AI literacy is not among them: each member state sets its own penalties for it.

10 of 10 questions answered. An unanswered question counts as no. Your class and duties under the AI Act as the AI Omnibus amended it; for advice on your case, check with a lawyer.

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On this page
  1. 01What the EU AI Act compliance checker tells you
  2. 02The AI Omnibus moved the dates
  3. 03How the checker reaches your class
  4. 04Provider or deployer: which side you are on
  5. 05AI literacy, without a certificate
  6. 06Four companies run through the checker
  7. 07What the checker does not see

What the EU AI Act compliance checker tells you

The EU AI Act compliance checker sorts the AI your company uses or sells into the four classes of the AI Act (prohibited, high risk, transparency and minimal risk) and lists the duties of each class you touch, with the day each one applies. Ten yes-or-no questions, plus your size and turnover if you want the ceiling of a fine. Nothing you enter leaves your browser.

The AI Act is the European Union's law on artificial intelligence, Regulation (EU) 2024/1689. It does not stop at the EU border. Under Article 2 it covers:

  • providers that place an AI system on the EU market, wherever they are based;
  • deployers, the law's word for companies that use AI in their business, when they are established in the EU;
  • providers and deployers outside the EU when the output of their system is used in the EU.

So a Dutch agency or a German manufacturer using ChatGPT at work is a deployer in scope. A London or Zurich software company selling a chatbot to customers in Belgium is a provider in scope for those customers. A UK firm using AI only for its own UK work is not. A provider outside the EU that sells high-risk AI into the Union also appoints an authorised representative inside it (Article 22).

The AI Omnibus moved the dates

In July 2026 the EU adopted the AI Omnibus, Regulation (EU) 2026/1744, in force since 27 July 2026. It kept the early rules and postponed the heavy ones. The full story is in our news piece on the high-risk delay.

  • Since 2 February 2025: the prohibited practices, and AI literacy for everyone who provides or uses AI.
  • Since 2 August 2026: transparency. A chatbot says it is an AI, and realistic AI images, video and voices carry a notice. Read what the transparency duties mean for a chatbot.
  • From 2 December 2026: a new prohibition on AI that makes non-consensual sexual images, and the end of the grace period for machine-readable marking by tools already on the market (the labelling deadline).
  • From 2 December 2027: high-risk AI in Annex III, such as CV screening, rating employees and credit scoring. Before the Omnibus this was 2 August 2026.
  • From 2 August 2028: high-risk AI inside regulated products such as machinery, toys and lifts.

How the checker reaches your class

It walks five questions in order. Do you use AI at work: then AI literacy applies (Article 4). Does anything you run fall under Article 5, such as inferring the emotions of staff: then prohibited, whatever else you answer. Does AI decide or advise on people in an Annex III area: then high risk. Does your AI talk to people or make content that looks real: then transparency (Article 50). And do you sell the AI under your own name: then you carry the provider's duties.

A worked example. A Dutch online shop with 20 staff and EUR 8 million turnover runs a support chatbot. Result: transparency, with two duties in force today, AI literacy and the chatbot notice. A breach of Article 50 is fined up to EUR 15 million or 3 percent of worldwide annual turnover. A large company risks the higher of the two, an SME the lower: 3 percent of 8 million is EUR 240,000, so that is this shop's ceiling. A group with EUR 600 million turnover faces 3 percent, EUR 18 million, because it is higher than the fixed amount.

ClassTypical use in a small companyWhat you doAppliesFine, at most
ProhibitedA camera that reads staff emotionsStopsince 2 February 2025EUR 35 million or 7%
High riskSoftware that ranks job applicantsHuman oversight, logs, informing peoplefrom 2 December 2027EUR 15 million or 3%
TransparencyA chatbot on your websiteSay it is an AIsince 2 August 2026EUR 15 million or 3%
MinimalChatGPT for emails and quotesAI literacysince 2 February 2025set by each member state

An SME pays at most the lower of the amount and the percentage. Since the Omnibus a small mid-cap, a company just above the SME line, gets the same cap, except for a prohibited practice. Wrong or incomplete information to an authority is a separate fine of up to EUR 7.5 million or 1 percent.

Where common business AI lands under the AI Act

Six uses a company inside or outside the EU runs into, with their class and the duty that comes with it.

Staff using ChatGPT or Copilot
ClassMinimal
What you doAI literacy: clear rules on tools and data
A support chatbot for EU customers
ClassTransparency
What you doSay it is an AI at first contact
AI video with a realistic voice
ClassTransparency
What you doDisclose that AI made it
Selling a chatbot product in the EU
ClassTransparency, as provider
What you doBuild in the notice and machine-readable marking
Software that ranks job applicants
ClassHigh risk
What you doFrom 2 December 2027: human oversight, logs, informing candidates
Emotion recognition on staff
ClassProhibited
What you doStop: banned since 2 February 2025

A company with ChatGPT at work and a chatbot on its site ends up in transparency: a few written rules and one sentence in the chat.

Provider or deployer: which side you are on

ProviderDeployer
WhoDevelops an AI system or puts it on the market under its own nameUses an AI system in its business or profession
ExampleA SaaS company selling a support chatbotThe online shop that runs that chatbot
Based outside the EUIn scope when it places AI on the EU market or its output is used there; appoints an EU representative for high-risk AIIn scope when its system's output is used in the EU
Chatbot (Article 50)Builds in the AI notice and machine-readable markingMakes sure the notice shows in its version, discloses deepfakes it publishes
High riskRisk management, documentation, conformity assessment, CE marking (Article 16)Follows instructions, human oversight, logs for six months, informs staff and the people affected (Article 26)

You can change sides without noticing. Put your own name on a high-risk system, modify it substantially, or change its purpose so that it falls under Annex III, and Article 25 makes you the provider. That includes a general tool such as ChatGPT that you set up to screen applicants.

AI literacy, without a certificate

Since 2 February 2025 every company that provides or uses AI takes measures so that the people working with it know enough to do so sensibly. The AI Omnibus kept that duty but now states that no specific level of literacy per person has to be guaranteed. The European Commission asks for no certificate, no exam and no fixed training, and no test of what your staff know. Supervision and enforcement run since 2 August 2026 through the national market surveillance authority of each member state, and any sanction has to be proportionate. Article 99 sets no fine for it: each member state does.

For a small team, a page of written rules and an hour of explanation with examples from your own work usually does it: which tools are allowed, which data never goes in, who checks the output. Keep a note of who attended. Whether that page has to exist on paper is answered in do I need an AI policy.

Risk classes of the AI Act over time

  • ProhibitedA camera reading staff emotions

    Stopsince 2 Feb 2025

    EUR 35m or 7%SME: the lower

  • High riskSoftware ranking CVs

    Human oversight, logs, informing peoplefrom 2 Dec 2027was 2 Aug 2026

    EUR 15m or 3%SME: the lower

  • TransparencyA chatbot on your site

    Say it is an AIsince 2 Aug 2026

    EUR 15m or 3%SME: the lower

  • MinimalChatGPT for emails and quotes

    AI literacysince 2 Feb 2025

    Per member statenot in Article 99

22 Oct 202620252028

Fines are ceilings: a fixed amount or a share of worldwide annual turnover. A large company risks the higher of the two, an SME the lower. AI literacy applies in every class.

An SME using ChatGPT: five things to set up this month

  • List the AI you use: the tools, who uses them and for what, including the AI inside your accounting, HR or CRM software.
  • Write three rules: which tools are allowed, which data never goes in (client files, staff data, passwords), and that a person reads every text before it leaves.
  • Explain it to your team in an hour, with examples from your own work: an invented source, a wrong figure, client data in a free account. Note who attended.
  • If a bot talks to customers, its first message says it is an AI. Realistic images and voices made with AI carry a notice.
  • If a tool scores applicants or customers, ask the vendor how it will meet the high-risk rules by 2 December 2027.

Four companies run through the checker

A Dutch marketing agency with eight people writes copy with ChatGPT and Claude. Result: minimal, one duty, AI literacy, already in force. Time: an hour for the rules. The risk next to it is client data in a free account, which is a GDPR question rather than an AI Act one; ChatGPT vs Claude and ChatGPT pricing show which plans keep your data out of training.

A German manufacturer with 180 staff uses an HR suite that scores applicants. Result: high risk, with the heavy duties from 2 December 2027. Today only AI literacy applies. By December 2027: follow the vendor's instructions, have a trained person who reviews and can overrule the scores, keep the logs for six months, inform the works council and the employees before use, and tell applicants that AI takes part. Article 6(3) keeps a tool that only does a narrow procedural task, such as sorting CVs by date received, out of high risk; a tool that profiles candidates stays in. The checker cannot see that difference and takes the careful side.

A UK software company sells a support chatbot to customers across the EU. Result: transparency, as provider. You build in the notice and make sure the text, audio or images your product generates are marked as AI in a machine-readable way. A product already on the market before 2 August 2026 has until 2 December 2026 for that marking. Sell the same bot to a recruiter for screening, and you sell a high-risk system, with an EU representative to appoint.

A Belgian online shop with a chatbot and AI mood images. Result: transparency. The bot says in its first message that it is an AI; images of people, places or events made with AI that look real carry a notice. Cost: a sentence and a label, no money.

CompanyResultIn force nowStill to comeFirst step
Dutch agency using ChatGPTMinimalAI literacynothingThree written rules
German manufacturer with CV scoresHigh riskAI literacyArticle 26 from 2 December 2027Ask the vendor for its plan
UK SaaS selling a chatbotTransparency, as providerNotice in the productMarking by 2 December 2026 for a product already livePut marking on the roadmap
Belgian shop with a chatbotTransparencyLiteracy, notice in the chatnothingChange the bot's first message

What the checker does not see

  • The derogations of Article 6(3) that keep an Annex III system out of high risk, such as a preparatory or purely procedural task. They never apply to profiling.
  • Areas a small company rarely touches: biometrics, critical infrastructure, public benefits, law enforcement, migration and justice.
  • The duties of companies that train a general-purpose model themselves. Those apply since 2 August 2025 to the makers of models such as GPT, Claude and Gemini, not to the companies that use them.
  • The GDPR. Personal data in an AI tool needs a legal basis, a processing agreement and a line in your privacy policy, apart from the AI Act.
  • If you sell software, the new product liability rules for software apply as well.

The checker follows the AI Act as the AI Omnibus amended it; it gives your class and duties, not advice on your case. For a product launch in the EU or an HR system that decides about people, have a lawyer in the country you sell to review the result.

AI Act questions from companies abroad

Does the AI Act apply to a company outside the EU?

Yes, when you place AI on the EU market or when the output of your system is used in the EU. Selling a chatbot to European customers, or answering European users with one, brings you in scope for that use. A provider of high-risk AI outside the EU also appoints an authorised representative inside it.

Is using ChatGPT at work high risk?

No. Writing, summarising and translating are minimal risk. It becomes high risk when AI decides or advises on people in an Annex III area: hiring, rating employees, credit, life or health insurance pricing, or access to education. Set ChatGPT up for such a purpose and Article 25 makes you the provider of a high-risk system.

Do I need an AI literacy certificate?

No. The law asks for AI literacy since 2 February 2025, not a certificate, and since the AI Omnibus it requires no specific level per person. Written rules on tools and data, an hour of explanation and a note of who attended are a reasonable approach for a small team.

What are the fines for an SME?

At most the lower of the fixed amount and the share of worldwide turnover: EUR 35 million or 7 percent for a prohibited practice, 15 million or 3 percent for the duties of Articles 16, 26 and 50, 7.5 million or 1 percent for wrong information. With EUR 2 million turnover, the ceiling for a prohibited practice is EUR 140,000.

Who enforces the AI Act?

The national market surveillance authority in each member state, since 2 August 2026, and the EU AI Office for general-purpose AI models. On 22 October 2026 the Commission's list still showed no authority for Belgium; the rules apply all the same, directly from the regulation.

Are my answers stored?

No. The checker runs in your browser. Your answers only sit in the page address, so you can share the result with a colleague or your lawyer.

AI for business

How VBS builds AI with the AI Act built in

From Ghent, Belgium, we build AI applications for companies across Europe: a chatbot that answers from your own documents, quotes that prepare themselves, invoices that AI reads and a person approves. The chatbot notice, the rules on which data may go in and the colleague who checks are there from day one, not patched in later. Our own AI marketing software, AMOSI, went live in July 2026. We work from the source: for Business Centrum we checked every figure on the site against an official source, and for this checker we read the regulation itself. See AI for business, and bring your result to a call.

Building AI for European customers?

From Ghent, Belgium, we build chatbots, assistants and automations with the notice, the rules and the human oversight in from day one, for companies anywhere in Europe. Tell us your result and what you want AI to do.

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